Mortgage Information
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If you're like most people, a home is the most expensive purchase you'll ever make and almost always comes down to being able to obtain the best possible financing you can get. Financing options and rates can vary widely, so it's important to work with someone who understands all of the programs available. I have worked with Heather Garlick at Bank of Utah for years and refer all of my clients to her. She handles every situation professionally and personably, and has been able to put things together for people when I thought there was very little hope! In the somewhat difficult lending environment we currently find ourselves in, its even more important that you have someone who evaluates your situation, determines the best product, and then gets it done. Please feel free to contact her with any questions you have or to be pre-qualified for a home loan.
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Bank of Utah offers numerous programs to meet your needs:
· Conventional
· FHA
· Construction to Permanent Financing (FHA or Conventional)
· Utah Housing (100% Financing)
· Rural Housing
· 203K FHA Loan (Cash out to remodel home)
· VA (100% Financing)

Heather Garlick | Loan Officer | Bank of Utah
893 West Baxter Drive | South Jordan, UT 84095
Office: 801.254.1467 | fax: 801.781.2740
Cell: 801.573.7479 | email: hgarlick@bankofutah.com
